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Canadian housing activity stabilizes well below peak levels

According to the Canadian Real Estate Association (CREA), national home sales in September rose modestly from the previous month but remained below levels recorded one year…

19
Oct
2017

Credit rating and debt servicing a mortgage

It is great feeling buying your first home, but for most of us, the first step is preparing to get a mortgage. Your credit rating and…

19
Oct
2017

The impact of mortgage rule changes

The mortgage rule changes that were passed by the Ministry of Finance in October 2016 are still having their effect one year later. Higher qualification requirements…

19
Oct
2017

What is an interest rate differential (IRD)? How do you calculate it?

A mortgage in its simplest form is a contract. It has terms, conditions, rights and obligations for you and the lender. When you sign on the…

19
Oct
2017

What you need to know before you borrow money for your small business startup

Deciding to borrow money to launch your small business startup is a big decision. It’s the second biggest decision after deciding to start the business. Since…

19
Oct
2017